Buffer, budget and rates

Build savings that last

Emergency fund first, then automated monthly saving. Fundamentals, calculators and comparisons live here.

Effective everyday saving tips

Concrete tips area by area — food, energy, subscriptions, bank and insurance, car, second hand, shopping and budgeting — with sources from public agencies and independent consumer bureaus.

Savings calculator & reach your goal

See how compound interest grows your savings and how long it takes to reach a goal in a current account, a savings account or index funds.

Budget models: 50/30/20 and zero-based

Compare two well-known budget models side by side and see how much you can free up for saving each month.

Getting started with saving
A complete step-by-step guide: emergency fund first, automated monthly saving, the right account for each goal, when to repay debt instead — and how to restart when saving has stalled.

Loading…

Savings account comparison

We list no individual banks and take no commission. Instead we point to two independent bodies with no commercial interests, where you can compare rates, lock-in periods and deposit guarantee yourself.

Konsumenternas Bank- och Finansbyrå
Objectivity 10/10
Run as a foundation by the Swedish Consumer Agency, Finansinspektionen and the Swedish Bankers' Association. Its comparison service is fully independent and shows every bank's and credit institution's accounts, rates, lock-in periods and whether the deposit guarantee applies.
Go to the comparison
Hallå konsument (Swedish Consumer Agency)
Objectivity 10/10
An information service run directly by the Swedish Consumer Agency. Independent guides on variable versus fixed rates, the rules of the deposit guarantee and pointers to unbiased comparison tools.
Go to the comparison

Always check that the account is covered by the state deposit guarantee before you transfer money. Rates change continuously — the figures at each source apply.