Pension, occupational pension and withdrawals
Plan for retirement
State pension, occupational pension and your own saving in one picture — with fees and time horizon visible.
Pensions explained – from pyramid to pocket
Understand how the public pension, occupational pension and your own saving work together — and what actually raises your future payout.
Calculate your pension
A rough estimate of your replacement rate — how much of today's salary your pension may cover.
Pension withdrawal strategies
PremiumWhen you take the money out matters as much as how much you saved. The withdrawal period affects tax, risk level and how long the money lasts. Here are the main approaches, the most common trap and a simple simulation.
The Swedish premium pension (PPM) explained
A practical walkthrough of the premium pension: what it is, what you control, what fees and risk do over time — and what happens if you do nothing at all.
Calculate your premium pension
A simple tool showing how current capital, contributions, returns and fund fees could grow toward retirement. Everything is calculated in your browser — nothing is saved.
30 selected PPM funds
PremiumThirty funds from the Swedish Pensions Agency's fund marketplace, ranked on John C. Bogle's low-fee, broad-index principles and Ray Dalio's diversification across asset classes. This week's three funds and the full list with component scores are for Premium members.